Fee-Only Financial Planner Denver | Fiduciary Wealth Advisor
High Pass Asset Management is a fee-only financial planner Denver residents trust, proudly registered with the SEC as a Registered Investment Adviser. We specialize in comprehensive financial planning, retirement income planning, and wealth management for clients throughout Colorado. Partner with our team, and you’re working with fiduciary wealth advisors who prioritize your goals above all else — no commissions, no conflicts of interest, just objective planning fee-only guidance. Now accepting new clients who are ready to partner with professionals who care about your goals.
Now Accepting New Clients
Partner with a team of experts who prioritize your financial success.
Our Services
Retirement Planning, Tax Strategy & Financial Planning in Denver
Retirement Planning
Investment Strategies
Estate Planning
We simplify the complexities of estate management by helping you evaluate trusts, discuss trust distribution strategies, fund trusts, update beneficiaries, avoid probate, and reduce estate taxes.
Tax Planning
Work with Fee-Only Fiduciaries Who Put You First
At High Pass Asset Management, we pride ourselves on operating as full-time fiduciaries, putting your financial well-being above all else.
As dedicated fee-only financial advisors, our approach ensures that every recommendation is based solely on what’s best for you — not on commissions or incentives. We are proud to be fiduciaries serving Denver clients.
Unlike ‘fee-based’ advisors who may accept commissions, we are 100% independent. Our only obligation is to act in your best interest at all times.
When you work with a fee-only wealth advisor, you get more than an investment plan — you gain a professional partner dedicated to your goals.
We take the time to understand your goals and values, because that’s the foundation of great financial planning. Our long-term relationships are built on clarity, confidence, and communication.
When you work with a fiduciary financial advisor, you get more than an investment plan, you get a professional partner who puts you first.
Work with Highly Credentialed Advisors for Tailored Wealth Solutions
High Pass Asset Management provides comprehensive financial planning and investment management services tailored to your unique needs.
Our team brings together a rare combination of designations: Chartered Financial Analyst (CFA) and Certified Public Accountant (CPA). This allows us to offer a wide range of services under one roof, from portfolio construction and tax planning to retirement modeling and estate strategies.
As highly credentialed advisors, we apply institutional-grade research to each client’s situation, resulting in deeply personalized financial plans designed to grow with you. Our planning strategies are especially beneficial for professionals, business owners, retirees, and families in the Denver, Colorado area.
With over 30 years of combined experience, we help clients confidently grow and protect their wealth. A relaxed, pressure-free approach to planning — that’s what sets us apart.
Years of combined team experience
Financial Planning Doesn’t Have to Be Scary
Whether it’s retirement planning, investment strategies, tax optimization, or estate planning, as your trusted financial planners, we offer creative solutions tailored to your unique circumstances.
Fee-Only Financial Advisors Guided by CFA Charterholders
Working with credentialed advisors ensures your financial life is being handled with care. Our team includes two CFA charterholders and a CPA, giving us the ability to look at your entire financial picture — not just investments.
We specialize in integrating tax, investment, and estate considerations into one coordinated plan. Whether you’re preparing for retirement income planning or optimizing cash flow, we guide you through every decision with clarity. This is client service the way it should be.
This comprehensive approach is especially valuable for high-income earners and pre-retirees who want to reduce risk, cut unnecessary taxes, and build long-term wealth. We make sure that your investments, tax strategy, and retirement plan work together in harmony.
Local Insights from a Denver Wealth Partner
We’re proud to be part of the Denver wealth planning ecosystem, serving clients who want customized, local advice, not a generic investment package. Working with a local advisor gives you direct access to professionals who understand the Colorado tax code, property landscape, and financial nuances of our state.
Our team is always just a phone call or meeting away, offering guidance when market conditions change, new goals emerge, or life throws you a curveball. We bring the insights of a large firm with the accessibility of a small one. For our Denver-based clients, this makes all the difference.
Putting Our Fiduciary Duty at the Center of Every Decision
The cornerstone of our firm is the fiduciary duty we owe to our clients. This legal and ethical obligation means we must always act in your best interest, no exceptions.
We review every recommendation through this lens: is it aligned with your goals, your timeline, and your tolerance for risk? From investment allocations to tax deferral strategies, every element of your financial plan is rooted in objectivity.
Our fiduciary approach is more than a philosophy. It’s a commitment that influences how we manage money, communicate with clients, and measure success.
Estate Planning & Fiduciary Financial Guidance in Colorado
When you choose High Pass Asset Management, you’re not just getting an advisor, you’re gaining a long-term partner in your financial life. Our clients come to us for transparency, stay for trust, and grow with us because of results.
We provide fiduciary financial advice designed to eliminate conflicts of interest and help you achieve real, measurable progress. Whether you’re rolling over a 401(k), transitioning into retirement, or managing a portfolio during volatile markets, we’re here to provide clarity and confidence.
Wealth Management for Denver Clients — Building Capital and Confidence
Located in the heart of Denver Colorado, we serve professionals, retirees, and business owners looking to grow wealth and simplify their finances.
We believe that financial confidence comes from more than numbers, it comes from having a trusted partner who understands your goals, communicates clearly, and creates plans you can follow.
From building capital through smart asset allocation to creating reliable income in retirement, our strategies are tailored to your life and responsive to changing conditions.
Meet Our Colorado Fee-Only Financial Advisors
Our team of experienced associates includes credentialed advisors who live and work right here in Colorado. We’re proud to be an independent, boutique firm that offers high-touch service, deep expertise, and a truly client-first mindset.
When you work with High Pass Asset Management, you gain access to a team that listens, educates, and acts in your best interest at all times. We’re honored to be a trusted resource for clients across Colorado, and we invite you to experience the difference a fiduciary approach can make.
Frequently Asked Questions About Fee-Only Financial Planning
What is the average cost of a fee-only financial advisor?
Fee-only financial advisors typically charge either a percentage of assets under management (usually 0.5%–1.5% annually), an hourly rate ($150–$400/hour), or a flat annual retainer ($2,000–$10,000+). At High Pass, we offer transparent, fee-only pricing with no commissions or hidden charges.
Is a fee-only financial planner worth it?
Yes — especially for clients with complex financial situations. A fee-only planner eliminates conflicts of interest, providing objective advice aligned with your goals. For retirement planning, tax strategy, and wealth management, fee-only guidance consistently adds more value than it costs.
What is one potential drawback of using a fee-only financial advisor?
Fee-only advisors may charge higher upfront fees than commission-based advisors. However, commission-based advisors often earn more over time through product sales. Fee-only financial planning is generally more cost-effective for clients who value objective, independent advice.