Denver Financial Advisor
Fee-Only, Fiduciary Financial Advice in Denver, CO
Finding the right financial advisor in Denver is one of the most important decisions you can make for your financial future. Not all advisors operate the same way. Most earn commissions from the products they sell. Many are only required to meet a basic suitability standard, not a legal obligation to put your interests first.
At HighPass Asset Management, we do things differently. We are a fee-only, fiduciary financial advisory firm based in Denver, registered with the SEC, and built around a single purpose: helping high-net-worth individuals and families protect and grow their wealth. No commissions, no product sales, no conflicts of interest.
What a Denver Financial Advisor Should Actually Do for You
A good financial advisor does more than manage a portfolio. They help you understand your full financial picture, identify what is working and what is not, and build a strategy that keeps pace with your life as it changes.
At HighPass, our advisory relationships cover every area that matters for long-term financial health.
Investment Management
Disciplined, value-oriented portfolios built for long-term growth.
We manage custom portfolios grounded in value investing principles, with a focus on dividend-paying assets, tax efficiency, and risk management. We do not try to time markets or chase performance. We focus on price, cash flow, diversification, and keeping your after-tax returns as strong as possible.
Retirement Planning
A clear path to retirement and a sustainable income strategy through it.
Whether you are ten years from retirement or already there, we help you build a plan that answers the questions that matter most. How much do you need? When can you stop working? How do you make your assets last through rising healthcare costs and a long retirement? How do you sequence withdrawals to minimize taxes?
Tax Planning
In-house CPA expertise that most Denver financial advisors simply do not have.
Most financial advisory firms cannot provide tax advice. We can. Our in-house CPA works alongside your investment strategy from day one, so tax efficiency is built into every decision rather than considered after the fact.
Estate Planning
Making sure your wealth reaches the people and causes you care about.
We help you review and strengthen your estate plan so that what you have built passes to your heirs efficiently, with as little lost to taxes and probate as possible. Our support covers trust evaluation and funding, beneficiary updates, gifting strategies, and coordination with your estate planning attorney.
Why Denver Families and Professionals Choose HighPass
100% Fee-Only, Always
We charge a transparent advisory fee and nothing else. No commissions, no product sales, no incentives tied to what we recommend. About 90% of financial advisors earn some form of commission. That creates conflicts of interest that are difficult to see from the outside. At HighPass, that conflict simply does not exist.
Full-Time Fiduciaries
A fiduciary is legally required to act in your best interest at all times. At HighPass, we hold ourselves to that standard on every engagement, with every client. There is no switching between fiduciary and non-fiduciary modes depending on what is being recommended.
CFA and CPA Under One Roof
Our founder Ethan S. Braid holds the CFA designation, the most rigorous credential in investment management, requiring 900-plus hours of graduate-level study across three examination levels. Stelio Elenis adds both the CFA and CPA to the team, with over a decade of specialized tax experience serving high-net-worth individuals, trusts, and business entities.
Deep Denver Roots
We are not a national firm with a Denver satellite office. We are an independent, Denver-based advisory firm with over 33 years of combined wealth management experience, and we understand the financial considerations specific to this community. We are accessible, responsive, and genuinely invested in the outcomes of the people we work with.
Personalized at Every Level
We maintain relationships where we know your situation in detail. You hear from us when something matters, and you can reach us when you have questions. Your financial life does not get handed off to a junior associate.
Who We Work With
Our clients typically come to us in one of these situations:
- They are working with a commission-based advisor and suspect they are paying more than they should
- They have accumulated significant assets and want a more disciplined, tax-aware management approach
- They are within ten years of retirement and need a clear, reliable income strategy
- They have a financial plan that has not been reviewed in years, or never had one at all
- They have recently inherited assets or experienced a significant financial transition
- They want investment, tax, and estate planning handled as a single integrated strategy
If any of that sounds familiar, we would be glad to have a conversation.
Frequently Asked Questions
What should I look for when choosing a financial advisor in Denver?
What is the difference between a fee-only and fee-based financial advisor?
Are all financial advisors in Denver fiduciaries?
How does HighPass Asset Management charge for its services?
Do I need a certain amount of assets to work with HighPass?
Can a financial advisor in Denver also help with taxes?
What credentials should a financial advisor have?
How do I get started with a Denver financial advisor at HighPass?
Call us at (303) 357-4602 or schedule a consultation online . The first meeting is complimentary. We will review your current financial picture and give you an honest assessment of where we can help.