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Fed Rate Cuts Equals Recession

Investors hoping for Fed rate cuts will want to know the historical record associated with Fed rate cuts. Typically, when the Fed cuts interest rates, especially if there is an emergency rate cut, we are about to enter recession or are already in a recession. Watch this video to learn what Fed rate cuts mean for the economy and your investments.
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9 Reasons to Never Buy Annuities

Annuities are terrible investments. There are many reasons that you should not buy them. Annuities are taxed as ordinary income and do not qualify for low capital gains or qualified dividend tax rates. Annuities do not qualify for stepped up cost basis which means your beneficiaries will inherit your cost basis and pay income tax on any gains in the contract. Annuities have extremely high commissions and fees. Annuities are generally illiquid for many years. Agents who sell annuities have conflicts of interest. You can expect limited ongoing advice when you buy an annuity. Many annuities have misleading riders. Buying an annuity limits your investment options.
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Playlists

Retirement Planning

How long will your money last? What asset allocation should you use? What spending rate should you use? How should you invest during retirement? I answer these questions and more.

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Tax Planning for Retirement

The bottom line matters. Not all retirement income sources are taxed the same way. Watch these videos to learn how to lower your taxes in retirement.

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Retirement Income Spending Strategies

Learn how much you can sustainably spend off your retirement investments.

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Estate Planning

Learn the steps necessary to fund your trust, why you need to fund your trust and how to avoid probate.

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Stock Market Cycles and Analysis

Learn where we are at in the stock market cycle. The stock market has had a very obvious pattern for more than a century. Learn the pattern and the average time for a bull and bear market.

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Investment Risk

Learn how to properly assess your risk tolerance. Learn how to calculate the best case and worst case 1 year outcomes for different risk categories.

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