by Ethan S. Braid, CFA | Feb 16, 2025 | Blog, Estate Planning, Tax Planning for Retirement
There are many reasons you should never buy an annuity; high fees, limited investment options, and surrender charges to name a few. But the number one reason to never buy annuities with after-tax funds is the tax structure. When you purchase standard investments like...
by Ethan S. Braid, CFA | Feb 15, 2025 | Asset Allocation, Blog, Investment Risk
There are many mistakes you can make when selecting an asset allocation strategy for your retirement. In this article we will review two serious mistakes an investor can make with their asset allocation strategy. Selecting an asset allocation that does not match...
by Ethan S. Braid, CFA | Feb 14, 2025 | Asset Allocation, Blog, Investment Risk, Retirement Planning
Choosing an asset allocation is a key decision in any retirement plan. With over 25 years of experience as a financial advisor, I have found that many retirees do not know how much they can make or lose with different asset allocations. The focus of this article will...
by Ethan S. Braid, CFA | Feb 13, 2025 | Asset Allocation, Blog, Investment Risk
Stocks have been in a bull market for sixteen years. Many investors have forgotten what it is like to experience a recession. The current environment reminds me a lot of the year 2000. By the year 2000 the stock market had been in a bull market for eighteen years....
by Ethan S. Braid, CFA | Feb 12, 2025 | Blog, Retirement Planning
Over the last 25 years one of the most common questions I have received from clients is, “how much can I spend and not run out of money?” In my experience, many investors don’t know what a sustainable spending strategy looks like. Today’s article will be focused on...
