Blog
The Three Worst Retirement Planning Mistakes
1.) SELLING YOUR PORTFOLIO AT THE BOTTOM OF A BEAR MARKET Over the last 25 years I have seen many, too many, retirement planning mistakes. One of the most serious retirement planning mistakes that you can make is to try to time the market and sell your portfolio at...
Investor Returns vs Unrealized Gain/(Loss) Cost Basis Reporting
Why am I losing money? In my role as an investment adviser, I have the distinct privilege of providing advice to clients who have achieved great success in their respective careers and businesses. Many have degrees from the top universities of the world. ...
4% Rule – Three Important Questions Before You Use It
The inflation adjusted 4% rule is a common retirement spending strategy. To follow the rule, you spend 4% of your portfolio in your first year of retirement and then increase your spending every year thereafter by 3% to account for inflation. To see if...
Does Your Fee-Based Financial Advisor Have Conflicts of Interest?
How Many Financial Advisors Have Conflicts of Interest? Approximately 90% of financial advisors are dual registrants which means they are both financial advisors and stockbrokers. Dual registrant financial advisors often market themselves as “fee-based." Fee-based...
Fee-Only vs Fee-Based Financial Advisors. Don’t Get Ripped Off!
Today we're going to look at the differences between a fee-only advisor and a fee-based advisor.I am writing this article for all of you who are working with someone who tells you they're fee-based and they're probably ripping you off, hiding their commissions,...
How Much Federal Tax Will You Pay on $150k of Retirement Income
Today we're going to look at how much federal tax you pay for $150,000 of retirement income. This is going to be a very helpful tax planning and retirement planning article. For those of you who are trying to get a handle on how much tax you are going to pay at the...