by Ethan S. Braid, CFA | Mar 20, 2025 | Blog, Estate Planning, Retirement Planning, Tax Planning for Retirement
Annuities are among the worst investments an investor can make for their retirement. In this article, we will explore nine reasons why you should never buy an annuity. All Gains are Taxed as Ordinary Income Annuities do not qualify for favorable tax treatment in the...
by Ethan S. Braid, CFA | Mar 1, 2025 | Blog, Tax Planning for Retirement
If you own a business or are an active investor, tax planning can help you eliminate surprise tax bills. Over the last 25 years I have met dozens of investors and business owners who tell me stories of large, unexpected tax bills. The story is always the same, the...
by Ethan S. Braid, CFA | Feb 25, 2025 | Blog, Tax Planning for Retirement
Investors have invested over $230 billion in the Fidelity Government Cash Reserves Fund, FDRXX. Many of them end up paying state income tax on a portion of their dividend that should be tax-exempt at the state level. How the Tax Mistake Occurs For after-tax investment...
by Ethan S. Braid, CFA | Feb 16, 2025 | Blog, Estate Planning, Tax Planning for Retirement
There are many reasons you should never buy an annuity; high fees, limited investment options, and surrender charges to name a few. But the number one reason to never buy annuities with after-tax funds is the tax structure. When you purchase standard investments like...
by Ethan S. Braid, CFA | May 24, 2024 | Blog, Tax Planning for Retirement
Today we’re going to look at how much federal tax you pay for $150,000 of retirement income. This is going to be a very helpful tax planning and retirement planning article. For those of you who are trying to get a handle on how much tax you are going to pay at...
