The 60/40 equity-to-fixed-income asset allocation retirement portfolio is a great asset allocation strategy used by many retirees. Contrary to what some people think, this asset allocation strategy is still relevant and a perfect investment plan for some retirees....
What is it really like to be a trustee? How much time will it take? What are my trustee duties and legal requirements? I have been in wealth management for over 25 years and have helped dozens of families with their trust planning. I have been a trustee myself for...
What does twenty years of owning a variable annuity do to your ability to accumulate wealth for retirement? I think a lot of investors do not realize just how much a variable annuity can set them back when planning for their retirement. Variable annuities are commonly...
How do you build your own guaranteed cash flow stream, but without the fees of an annuity? Today I am going to show you how to build your own annuity for two different objectives. Method one will be to provide a guaranteed cash flow. Method two will be to provide a...
Retiring on stock market dividends is a great way to retire but this approach is not for everyone. This article will review the pros and cons of retiring on dividends. The PROS are: Inflation protection Lower taxes Predictable Income Low volatility of your income....
Annuities are bad investments designed to hold you hostage for the duration of your life. Annuities are nothing more than a complicated trap that many investors fall victim to. Here are the four most common ways investors get trapped in annuities. Taxes Death Benefits...
