by Ethan S. Braid, CFA | Jan 12, 2025 | Blog, Retirement Planning
Today I’m going to show you a simple way to quickly determine if $2 million is enough for your retirement. I’ve been a financial advisor for over 25 years and I have built hundreds of retirement plans. What I am about to show you is based upon that...
by Ethan S. Braid, CFA | Jun 5, 2024 | Blog, Retirement Planning
The number of years a $1 million dollar portfolio will last a person in retirement will depend on the following four factors: Asset Allocation Spending Rate Percentage Investment Selection & Performance Behavior ASSET ALLOCATION Asset allocation is a critical...
by Ethan S. Braid, CFA | May 29, 2024 | Blog, Retirement Planning
The inflation adjusted 4% rule is a common retirement spending strategy. To follow the rule, you spend 4% of your portfolio in your first year of retirement and then increase your spending every year thereafter by 3% to account for inflation. To see if...
