by Ethan S. Braid, CFA | Jan 14, 2026 | Asset Allocation, Blog, Investing, Investment Risk, Retirement Planning
The 60/40 equity-to-fixed-income retirement portfolio is a great asset allocation strategy used by many retirees. Contrary to what some people think, this asset allocation strategy is still relevant and a perfect investment plan for some retirees. Pros of the 60/40...
by Ethan S. Braid, CFA | Dec 13, 2025 | Blog, Investing, Retirement Planning, Tax Planning for Retirement
Retiring on stock market dividends is a great way to retire but this approach is not for everyone. This article will review the pros and cons of retiring on dividends. The PROS are: Inflation protection Lower taxes Predictable Income Low volatility of your income....
by Ethan S. Braid, CFA | Dec 11, 2025 | Blog, Estate Planning, Investing, Retirement Planning, Tax Planning for Retirement
Annuities are bad investments designed to hold you hostage for the duration of your life. Annuities are nothing more than a complicated trap that many investors fall victim to. Here are the four most common ways investors get trapped in annuities. Taxes Death Benefits...
by Ethan S. Braid, CFA | Nov 25, 2025 | Blog, Investing, Retirement Planning
The all-equity retirement portfolio strategy can certainly work for some retirees. There are three areas you need to focus on to win with this retirement investment strategy. 1). Downturns. 2). Distributions. 3). Taxes. Downturns The business cycle is real and...
by Ethan S. Braid, CFA | Apr 3, 2025 | Asset Allocation, Blog, Retirement Planning
How reliable is the 4% rule when using a 60/40 equity/fixed balanced investment strategy? Will you run out of money if you have bad timing and retire right before a recession? How will sequence of negative returns affect your retirement plan? To answer these questions...
