by Ethan S. Braid, CFA | Dec 13, 2025 | Blog, Investing, Retirement Planning, Tax Planning for Retirement
Retiring on stock market dividends is a great way to retire but this approach is not for everyone. This article will review the pros and cons of retiring on dividends. The PROS are: Inflation protection Lower taxes Predictable Income Low volatility of your income....
by Ethan S. Braid, CFA | Dec 11, 2025 | Blog, Estate Planning, Investing, Retirement Planning, Tax Planning for Retirement
Annuities are bad investments designed to hold you hostage for the duration of your life. Annuities are nothing more than a complicated trap that many investors fall victim to. Here are the four most common ways investors get trapped in annuities. Taxes Death Benefits...
by Ethan S. Braid, CFA | Dec 5, 2025 | Blog, Investing, Retirement Planning
Municipal Bonds, are they right for your portfolio? I am going to show you a process to determine if municipal bonds are a good deal for you. We are going to focus on two areas: Taxable Equivalent Yield Liquidity What Are Muni Bonds? First, let’s quickly go over what...
by Ethan S. Braid, CFA | Dec 3, 2025 | Blog, Investing
SGOV vs CDs, which is a better short-term investment? SGOV beats CDs, easily, in four key areas: Taxes Liquidity Yield Minimums Taxes Both SGOV and CDs are taxed at ordinary income tax rates. The key difference between these investments is that while CDs will be taxed...
by Ethan S. Braid, CFA | Jun 18, 2025 | Blog, Tax Planning for Retirement
If you have a taxable brokerage account with Fidelity, the 1099 you receive will not show what percentage of your ETF and mutual fund dividends came from U.S. government securities. Fidelity 1099 reporting only shows the total amount of your dividends received from...
