by Ethan S. Braid, CFA | Dec 11, 2025 | Blog, Estate Planning, Investing, Retirement Planning, Tax Planning for Retirement
Annuities are bad investments designed to hold you hostage for the duration of your life. Annuities are nothing more than a complicated trap that many investors fall victim to. Here are the four most common ways investors get trapped in annuities. Taxes Death Benefits...
by Ethan S. Braid, CFA | Dec 5, 2025 | Blog, Investing, Retirement Planning
Municipal Bonds, are they right for your portfolio? I am going to show you a process to determine if municipal bonds are a good deal for you. We are going to focus on two areas: Taxable Equivalent Yield Liquidity What Are Muni Bonds? First, let’s quickly go over what...
by Ethan S. Braid, CFA | Nov 25, 2025 | Blog, Investing, Retirement Planning
The all-equity retirement portfolio strategy can certainly work for some retirees. There are three areas you need to focus on to win with this retirement investment strategy. 1). Downturns. 2). Distributions. 3). Taxes. Downturns The business cycle is real and...
by Ethan S. Braid, CFA | Oct 23, 2025 | Blog, Investing
Leverage loans also known as bank loans, offer investors a great opportunity for above average interest rates. This guide will introduce you to leveraged loans and give you an overview of important factors that must be considered when investing in leveraged loans....
by Ethan S. Braid, CFA | Apr 3, 2025 | Asset Allocation, Blog, Retirement Planning
How reliable is the 4% rule when using a 60/40 equity/fixed balanced investment strategy? Will you run out of money if you have bad timing and retire right before a recession? How will sequence of negative returns affect your retirement plan? To answer these questions...
